We're angry at the wimpy counsel of most "professionals" who try and alleviate pressure instead of eliminating the debt altogether. Why not alleviate pressure AND get rid of your debt at the same time? Isn't that what you REALLY want anyway? If you want results, then you'll appreciate how we don't just go after symptoms, but the root cause of the problems. Don't take our word for it... see what others are saying:
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We are dedicated to helping you achieve your lifelong goals... starting with complete debt elimination. We've seen the utter devastation families have endured because of horrendous debt problems.

Have you ever seen someone run a marathon wearing chains on their hands and feet? Of course not! Yet, through poor decisions, people have allowed debt to shackle their success.
"Wow!! I read the whole book and will be doing a review soon on my blog/site. God is my witness, I did not sleep that night I finished it.  Reason #1 is that you two wrote the book I've wanted to write........so much of that has been on my heart, too.  Reason #2 is that my husband and I can practically reach in front of us and get our mortgage paid off in a short time if we make certain choices."  (JV)

"I really enjoyed the series. Most information I have read in the past about things like this comes from super organized, really together people. I like the fact that y'all have made mistakes and have learned from them. Your system seems more do-able than most." (Shannon)

"Thank you for making the free reports available. The most important thing to us was the principle of making sure we are in agreement. That has to be one of the most valuable things communicated." (Dawn)

"We don't need to be convinced or convicted on debt-free principles, but I am seeking some real practical how-to's right now to get out of our small pit and to make sure it doesn't happen again. I'm planning on asking for your book for Christmas. Thanks for being radical. I and everyone in our credit based modern culture need to hear your life changing message. Thanks!" (Andrea)

"You said to let you know how we were doing, and I have to say that I am hugely encouraged after the 1st month...my husband and I were able to put $200 extra towards one of his debts and we are not done yet as this week is an "extra" pay week...after all the necessities are rationed (gas, food, etc) then we can pay off even more debt...we might actually hit our goal of having one of these debts paid off by the end of this year! " (Lorraine)
These comments are a very small sample of what we receive. When people see the truth, they get excited! They can't sleep! Joy returns! This is what "seeing" the truth is all about! This is why we are so very passionate about helping families. We've been there, and we want you to join us "on the other side".

Tell me, if you were sleepwalking and heading for a cliff, would you want someone to do whatever it took to wake you up before you fell off? Being awaken out of a deep sleep is sometimes disturbing, but it is very needful if you are leading your family toward the cliff. If you're looking for someone to tell you the truth in love, then
you've come to the right place!

"What's different about your program from others who do debt reduction"?
Glad you asked! Simple debt reduction is nothing more than applying extra money to your outstanding debts. With that system, the critical factor in the success or failure of your effort is your will power and the roll of the dice. The methods the other guys use are well founded and time-proven... and we used many of them years ago in our own debt elimination process as well.

The critically important difference between us and the competition is the powerful secret we learned called... "
The Malachi Factor™".

You see, the secret to our success came right out of the Word of God, the Bible! We coined the phrase "
The Malachi Factor™" from the last book of the Old Testament, the book of Malachi (pronounced mal-ack-i). We are the pioneers who discuss this principle as the key to guarantee your success in life.

We had nearly $80,000 worth of debt that was eliminated in just 6 years (including the mortgage)! While we were paying off our debt, we added 5 children to our family. At the end of those 6 years, we had a total of 8 children (we have 9 now) and my husband's annual income averaged $28,700 over the six years. What we want you to see is that it is not necessary to earn a huge paycheck to eliminate debt quickly! The Malachi Factor™ is a powerful principle written to help you right now, right where you are... today. That, my dear friend, is what sets us apart from the others.

For more information, please sign up for our FREE REPORT. This series of emails not only gives you an insight into how we can help you, but also provides loads of tips to help you right now. If you've heard enough and know this is for you... simply click here. It's that easy! Have more questions? Check out our FAQ page!
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